I was started receiving Pension Credit at age 60 after having been on JSA for 18 months (sanctioned for the last 2 months). When I applied I was asked how I had learned about Pension Credit and I replied that DWP had told me 6 months previously that I would have a choice of staying on JSA or switching to Pension Credit – I would have been foolish to continue looking for work and receive half as much money even if I hadn’t been sanctioned! I still receive some Pension Credit to top up my State Pension, but Independent Age https://www.independentage.org/ is campaigning to ensure more people are advised of their entitlement
I used to work for the Department of Social Security in Australia. If someone over 55 had been unemployed for 6 months they’ld receive Mature Age Allowance, which basically acknowledged that they were unlikely to find a job so were not expected to continue looking for one to continue receiving the same benefits. Seems similar to what I found in U.K., except that I had to wait 5 years longer to qualify but got twice as much as on JSA.
As part of my last job I was required to attend a training session on pensions and was told that one needed to be paying National Insurance for most of our lives to qualify for state pension. I piped up and said, “Where does that leave me, I’ve been out of the country for 27 years?”
I got some attention as I was quite evidently closer to retirement age than anyone in the room, but I didn’t get an answer! No chance of me building up a pension fund, I had to wait until after I retired to find that I would be entitled to State Pension because of a reciprocal agreement with the Australian government – not the full amount, but Pension Credit makes up the difference.
WASPI women should be complaining that their pension age was to be increased to 65, not that they didn’t have sufficient notification of the increase. What does it matter if they tell you they’re gonna raise your pension age in 10 years time, unless you’re within 10 years of pension age? We need to stop of thinking of ourselves and ask why anyone should be required to work beyond 60 years of age unless they choose to!
Those of us already retired can ask these questions because we’ve got nothing to lose, do we? The triple lock on our pensions cannot be assured under a Tory government. Everyone should join a union, I joined Unite Community after I retired ✊
One thought on “State Pension and Pension Credit”
Reblogged this on The poor side of life.